A portfolio mortgage is ideal for individuals or companies that own multiple properties, often financed by Buy-to-Let mortgages. Lenders assess the entire portfolio when deciding to lend, as the performance of one property can impact the overall risk and financial situation.

This type of mortgage allows investors to manage their property investments more efficiently, whether they are purchasing new properties or refinancing existing ones.

• Portfolio Purchase:
  This refers to the process of buying several properties either at once or over time to build a strong investment portfolio. It may require multiple loans, or a specialist loan designed for property investors to ensure the best financing options.
• Portfolio Remortgage:
  If you already own multiple properties, a portfolio remortgage allows you to refinance several properties at once to secure better terms, such as lower interest rates or access to additional funds. This helps make managing your portfolio easier and more cost-effective.

Whether you’re looking to expand your portfolio or improve your current financing, we can help you navigate your options for portfolio mortgages to suit your investment goals